HOMEOWNERS INSURANCE

Whether this is your first home, or you are living in the home of your dreams, we have the policy for you. Plus, we offer a variety of additional coverages which can be tailored to provide the right protection. Contact a Farm Bureau agent for more information about Homeowners insurance.

How do I get a homeowners insurance quote?
Call your county Farm Bureau office and ask to speak with an agent. Follow this link to find an Oklahoma Farm Bureau Insurance agent near you.

Does Farm Bureau offer premium financing for homeowners insurance?
Yes. There are three different ways you can pay your insurance premiums: direct bill; quarterly billing; and Preplan, which is a monthly draft from your bank account. Check with your agent to see which option is best for you.

How much coverage do I need?
Most people want to be able to rebuild their house if it is completely destroyed. Others want only enough to cover the amount of their mortgage, or a minimal amount of coverage. Your Farm Bureau agent can help you determine the proper amount of coverage based on your individual financial needs. There are optional coverages for jewelry, fine arts, and other valuable property, and optional higher limits available on many coverages.

How can I lower my premium?
There are many ways to lower your premium, such as changing coverage limits and deductibles. We offer various premium discounts to policyholders who qualify through the programs listed below.

  • New Home Discount
    If your home is 10-years-old or less, you are eligible for a discount.
  • Alarm Credit
    If your home has a qualifying alarm system, you may be eligible for up to 10% credit.
  • Companion Home/Auto Discount
    If we insure your auto as well as your home, you may qualify for this discount.
  • Claims-Free Discount
    If you have no homeowners insurance claims within the past three years, you may qualify for this discount.

What if I own a condominium?
Farm Bureau offers a policy designed for the specific needs of a condominium owner. Contact a Farm Bureau agent for details on the coverage right for you!

Get a homeowners policy quote

Homeowners Insurance from Oklahoma Farm Bureau Insurance