AUTO INSURANCE

We offer a broad range of coverages for your car, truck, sports utility vehicle, van, or off road vehicle. In addition, there are discounts available for those who qualify.

Why do I need auto insurance?
Liability insurance or proof of financial responsibility is required by Oklahoma law.

How do I get an auto insurance quote?
Call your county Farm Bureau office and ask to speak with an agent. Find an Oklahoma Farm Bureau Insurance agent near you.

Does Farm Bureau offer financing for automobiles and insurance premiums?
There are various ways you can pay your insurance premiums: direct bill; quarterly bill; or Preplan, which is a monthly draft from your bank account. For our newest auto products, we offer additional payment options as well. Check with your agent to see which option is best for you. Auto financing is available through the Farm Bureau Bank for qualified applicants. For automobile financing information from Farm Bureau Bank, click here.

What coverages do I need?
Oklahoma law requires minimum liability coverage, but we recommend you carry much more than the minimum. There are other types and amounts of coverage available to tailor the policy to your needs. These coverages are listed below.

Liability Coverage
Provides for Bodily Injury and Property Damage and is designed to protect you financially.

Bodily Injury Coverage
Provides protection for injury to others and pays your legal defense costs related to the accident.

Property Damage Coverage
Provides protection if you, or someone else driving your car with your consent, damage someone else's car or other property with your car.

Medical Payments Coverage
Pays for certain expenses related to injury or death that you or others sustain when occupying your car, regardless of fault. If you or family members living in your household are not occupying a car, this coverage will pay certain expenses if hit by another car.

Uninsured Motorist Coverage
Pays for medical expenses related to bodily injury sustained by you or other passengers in your car when the injury is caused by someone else driving a car that does not have liability coverage.

Damage to Your Car Coverage
Includes collision coverage which will pay for damage to your car caused by collision with another object or by upset; and comprehensive coverage will pay for damage to your car caused by incidents other than collision or upset.

Additional Transportation Expenses Coverage
Includes car rental expenses. This coverage pays a limited amount of rental expense if you must rent a substitute vehicle when a car you own cannot be used due to a loss covered under collision or comprehensive coverages.

Transportation, meals and lodging coverage pays limited expenses if your car is disabled more than 50 miles from your residence due to a loss covered under collision or comprehensive coverages.

Rental car repayment of deductible coverage pays you the amount you are required to pay the owner for a rental car.

Roadside Assistance Coverage
Pays a limited amount of costs associated with towing and/or labor to repair the vehicle you are driving when that automobile becomes disabled and repairs take place at the location where your car becomes disabled.

How can I lower my premium?
There are many ways to lower your premium, such as changing coverages and deductibles. We offer discounts to policyholders who qualify under the programs listed below.

  • Scholastic Discount
    A discount applied to specific auto coverages for classroom academic excellence is available for full-time students who meet specified requirements.
  • Safe Driver Discount
    If you have been insured with Farm Bureau for at least one year, you may be eligible for accident-free discounts.
  • Defensive Driving Credit
    You may qualify for a discount if you have successfully completed an accident prevention course approved by the Oklahoma Department of Public Safety. These courses are often offered through the county Farm Bureaus.
  • Multi-vehicle Discount
    A multi-vehicle membership discount may apply when two or more vehicles are insured with Farm Bureau.

Get an Oklahoma Farm Bureau Auto Quote

Auto Insurance from Oklahoma Farm Bureau